11/28/2023 0 Comments Says the guy with no car insurance![]() ![]() These are often referred to as "Physical Damage Coverages".Ĭollision coverage protects you from damage caused to your car by a collision with another vehicle, a fixed object, or an object lying in the roadway. ![]() In order for you to be able to file a "first party" claim, your policy must provide Collision or Comprehensive coverage (see right). When your vehicle is damaged in an accident with another car, you have the option to file a claim either with your own insurance company, if you have the appropriate coverages ( a "first party" claim), or with the insurer for the owner of the other car ( a "third party" claim). Home > Consumer Information - Insurance > Ombudsman's Office > Filing an Auto Damage Claim with Another Insurerįiling an Auto Damage Claim with Another Insurance Company
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